Non Performing Loan portfolio sale

Business case

Sell ​​a retail and corporate NPL portfolio

GOALS :

• reduce non-performing loans
• reduce the RWA and improve the overall RoE of the entity
• Improve the recovery process on the current stock of files

Kt consulting supports you with the analysis and structuring of pre-identified portfolios. We assist you with the preparation of the data tape and the pre-sales supports (market sounding, info memo, etc.). We identify interested buyers and assist you in conducting a competitive sales process.

We analyse the impacts on your balance sheet and income statement in collaboration with your risk and finance functions.

We prepare the data room and assist you with the due diligence process for pre-qualified buyers. We coordinate all the work with your teams (risk, credit back-office, finance, legal), and assist you with the key deliverables necessary for your decision-making.

We assist you with the negotiation until the transaction closing.