
We build tailor-made solutions that meet the needs of our clients, and involve a dozen handpicked experts, with first-class experience in banking groups, "Big 4" type consulting firms, and... other sectors such as public works, digital and energy.
We use the latest market methodologies that we adapt according to the contexts and objectives of the missions entrusted, the standard of measurement remains the delivery of concrete results generatinf high value for our clients.

Our independence and our firm on a human scale allow us to work closely with the managers and teams of our clients. We are committed to building long-term relationships of trust and partnership.
In order to maximize our impact, we seek to combine several disciplines, including finance and risk analysis, process redesign and digital, and... to work as a team, with humility and enthusiasm!

We have forged strategic partnerships allowing us to benefit from up-to-date information technology know-how with an ecosystem of integrators, software publishers, and also start-ups. Depending on the issues and problems, we directly integrate the digital lever into our missions.
We operate mainly in France, Monaco, Luxembourg and Switzerland. Our international DNA also allows us to serve our customers in North and Sub-Saharan Africa, the continent of tomorrow!
Kt consulting is above all women and men who put their expertise, their energy, and their know-how at the service of your projects.

Because innovation is only valuable if it addresses a real need and is fully adopted, we place listening and user experience at the heart of every project. Through an approach grounded in rigorous analysis and a deep understanding of your environment, we design digital solutions that are useful, accessible, and aligned with your capabilities and goals.
We simplify the complex and help you effectively digitize your products, processes, and channels, while engaging your teams to ensure sustainable adoption.
Beyond the technical aspects, we build a strong relationship of trust with our partners to transform every innovation into tangible results.

We help executive teams, CIOs and business leaders address complex technology and operational challenges. We combine strategic advisory, IT expertise, team leadership and hands-on delivery to secure critical programmes and create measurable value.
Our work also focuses on Telecom & Media, on platform modernisation, managed services, IT evolution and the execution of complex projects. We help clients clarify their priorities, choose the right path and deliver results that stand the test of time.

Founding partner and Chairman
18 years experience
Eric has been a member of the management committee in retail and private banking for a Systemic European bank. He had both managerial and operational experience in the different positions held, such as Chief Risk Officer or Head of Support functions (HR, IT, organization, purchasing, real estate and logistics). Eric also negotiated restructuring files with corporate or large risk clients, bilaterally or in banking pools, and was a risk credit analyst. As an internal consultant, Eric has led several IT system and transformation projects in France and internationally. Eric is a Lean 6 Σ black belt.

Associate founder and Director
17 years experience
Jeremy has acquired a leading expertise in consulting within the banking and digital sector. He was a Program Director for global IT projects for a large Infrastructure group, and led several organizational and transformation projects for a tiers one bank, in Head-office and international subsidiaries (deployment of group tools, review of distribution model, etc.). Jeremy has also a banking experience having worked as a credit analyst. Jeremy is a Lean 6 Σ black belt.

Founding partner and Director
16 years experience
Redha has acquired more than 15 years in management consulting, servicing major clients of the banking industry. After having developed his skills within a big 4 in Paris, his career path led him to develop and manage the advisory unit of a local firm in Monaco. Through his various assignments, he became an expert in project management, process optimization and regulatory compliance (GDPR, Anacredit, MIFID, EMIR, AML/KYC). Holder of an engineer degree, he is a reliable ally of chief executives and their teams who want to achieve success in their transformation projects with strong IT impact (operational mergers, core banking system migrations, digitalization, process and organization redesign).

Senior advisor
20 years of experience
Eric has acquired a solid expertise within several management and strategy consulting firms such as Accenture and Capgemini. He has successfully managed several national transformation projects for the public sector and for the banking and other industry sectors. Eric is also a certified Lean 6 Σ Master Black Belt.

Come2mind
20 years of experience
Audrey supports the banks' transformation following a career in consulting management and in teams management within several banking groups. As an entrepreneur, she created Come2Mind Consulting, a company specialised in management consulting for banks and insurance companies. Audrey has led several large-scale transformation projects for French national and regional banks, in retail, digital, insurance and private banking. Audrey is also the winner of the 'Femmes en Vue' competition organised by Vox Femina rewarding her expertise in banking sector transformation.

Managing partner
20 years of experience
Aho supports banks, fintechs, institutions and governments in their digital transformation projects, strategic partnerships and expansion across France and French-speaking Africa. With experience at Djamo, Chipper Cash, Microsave Consulting and Caisse d’Epargne, he has led projects in e-banking, mobile money, payments, bank cards, money transfers and the digitalisation of financial services. Results-driven and user-focused, he works from strategy through to operational deployment, with the ambition to develop inclusive, simple and high-impact financial services.

Managing partner
25 years experience
Serge has built his expertise across consulting, client account leadership, and the sales and delivery of complex technology solutions within leading organisations including Ericsson, BearingPoint, Ernst & Young and Arthur Andersen. He advises clients across the telecoms, media and energy sectors on digital transformation, platform modernisation, managed services and complex programme delivery, with a strong ability to address both technology and organisational challenges. Pragmatic, client-focused and delivery-oriented, Serge bridges business priorities, functional architecture and operational execution to achieve measurable, lasting results.

Senior advisor
20 years of experience
Jules is specialised in project management with a strong digital dimension. He has led several missions and instrumental projects for French banking groups as well as for insurance companies. Jules was a senior consultant in the banking sector having led several process redesign, as well as IT contracting projects. Jules has also a solid international experience, having been a project director for the creation of a banking subsidiary in Central Africa. Jules was also an Inspector within a systemic banking group, leading internal audit assignments in France and internationally.